Annual Credit Report | Federal Trade Commission
No Physical Address, Atlanta, GA 30348
Eligibility
Open to all
Hours
24 hours a day / 7 days a week
888-397-3742
Voice
Application process
Visit website or call for information.
Service area
United States
Other Information
Age Group
- Young Adults (18-24)
- Adults (25-64)
- Older Adults (65+)
- Children (0-17)
Payment Options
- Free
The official website to help consumers to obtain their free credit report. This central site allows you to: request a free credit file disclosure, commonly called a credit report, once a week from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.
Last Assured
04/14/2026
Providing organization
Federal Trade Commission
Agency of the United States government whose principal mission is the enforcement of civil antitrust law and the promotion of consumer protection.