Center for Financial Resources | Lutheran Social Services - Southeast Region
1424 9th Avenue S.E., Suite 7, Watertown, SD 57201
Eligibility
Open to anyone seeking help with personal finance issues
Hours
Office hours: 8:00am - 5:00pm (CT), Monday - Friday
888-258-2227
Voice
Email[email protected]
Interpretation services
Interpreter available upon request
Application process
Call for information and to schedule an appointment.
Fees
$30.00 to $50.00 based on service requested; waivers available for hardship.
Service area
SD
Beadle County, SD
Brookings County, SD
Brown County, SD
Codington County, SD
Davison County, SD
Lincoln County, SD
Mccook County, SD
Minnehaha County, SD
Turner County, SD
Yankton County, SD
Other Information
Age Group
- Older Adults (65+)
- Young Adults (18-24)
- Adults (25-64)
Payment Options
- Scholarships/Funding available
Center for Financial Resources provides financial counseling and education; homeownership counseling and education; debt management plans; bankruptcy counseling; and Sharpen Your Financial Focus.
First Time Home Buyer Sessions
A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.
Homebuyer Education Seminars provide comprehensive information on the following topics
Money management strategies, including saving for a home
Credit reports, scoring and wise use of credit as a homeowner
Financing options (including FHA, VA, and RD loans) and working with a lender
Predatory lending awareness
Shopping for a home and working with a Realtor
Home maintenance and the home inspection process
Homeownership resources and applicable referrals
Home Ownership Counseling and Education
Financial Fitness Education
Last Assured
06/19/2025
Providing organization
Lutheran Social Services - Southeast Region
Non-profit organization serving people of all ages, faiths, races and economic status with professional, confidential and affordable services.
