Homeownership Program | Black Hills Area Habitat for Humanity
Qualified applicants participate in financial & homebuyer education and volunteer on jobsites. Upon completion of program requirements, applicants obtain a low-interest or zero-interest loan through Black Hills Area Habitat for Humanity (BHAHFH) or a third-party lender. Gaps in affordability are financed by BHAHFH through a subordinate, deferred mortgage. Qualifications include ability to pay an affordable mortgage payment, maintaining a debt-to-income ratio, and willingness to partner with BHAHFH. Applications are available to be printed from website.
Data provided by
211 South Dakota
Physical Address
610 E. Omaha Street, Rapid City, SD 57701
Hours
9:00am - 5:00pm (MT), Monday - Friday
Voice
Application process
Informational meetings are held in-person periodically. A video recording is available on the website.
Fee
Applicants will be required to make a $500.00 down payment within the first 5 months of being oriented and be capable of savings funds for closing costs over the course of the program.
Eligibility
Visit www.blackhillsbatitat.org for eligibility requirements
Service area
Bennett County, SD Butte County, SD Custer County, SD Fall River County, SD Jackson County, SD Lawrence County, SD Meade County, SD Oglala Lakota County, SD Pennington County, SD
Agency info
Black Hills Area Habitat for Humanity
Habitat for Humanity brings people together to build homes, communities and hope.