Homeownership Program | Black Hills Area Habitat for Humanity
610 E. Omaha Street, Rapid City, SD 57701
Eligibility
Visit www.blackhillsbatitat.org for eligibility requirements
Hours
9:00am - 5:00pm (MT), Monday - Friday
605-348-9196
Voice·
Main Phone
Application process
Informational meetings are held in-person periodically. A video recording is available on the website.
Fees
Applicants will be required to make a $500.00 down payment within the first 5 months of being oriented and be capable of savings funds for closing costs over the course of the program.
Service area
Bennett County, SD
Butte County, SD
Custer County, SD
Fall River County, SD
Jackson County, SD
Lawrence County, SD
Meade County, SD
Oglala Lakota County, SD
Pennington County, SD
Qualified applicants participate in financial & homebuyer education and volunteer on jobsites. Upon completion of program requirements, applicants obtain an affordable loan from a third party lender. Gaps between affordability and appraised value are financed by BHAHFH through a subordinate, deferred mortgage.
Qualifications include ability to pay an affordable mortgage payment, maintaining a debt-to-income ratio, and willingness to partner with BHAHFH.
Applications are available to be printed from website.
Last Assured
05/20/2026
Providing organization
Black Hills Area Habitat for Humanity
Habitat for Humanity brings people together to build homes, communities and hope.