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The South Eastern Development Foundation's Revolving Loan Fund has two components: the Housing Revolving Loan Fund and the Economic Development Revolving Loan Fund. The Housing Revolving Loan Fund provides construction financing to individuals, and for-profit and non-profit developers to construct a Governor's House. SEDF also partners with USDA Rural Development's on its 502 Home Loan Program. The purpose of this loan program is to provide financing at reasonable rates and terms with no down payment required, to low and very low income families that are unable to obtain conventional financing. This program is not available within the city limits of Sioux Falls. The Economic Development Revolving Loan Fund provides loans to individuals and businesses to start-up or expand a business. This program works in conjunction with local lending institutions.

Responds to the needs of individuals in the Mitchell area affected directly or indirectly by mood-altering chemical use or dependency through a wide variety of services including treatment needs assessments, detoxification, intensive inpatient and outpatient treatment, first offender DUI courses, adolescent and adult aftercare, adolescent treatment, anger management, moral recognition therapy (MRT), relapse prevention courses, parenting classes, strengths group, CBISA, readiness group for federal probationers, referrals, group and individual therapy, transitional living, and continued care.

The County Veterans Service Officer assists veterans, dependents, and survivors by providing information, assistance, counseling, and referrals on a wide range of subject, benefits, and veteran programs. CVSO's are trained to provide information on the following topics - Offers complete claims service and explanation of VA procedures. Provides follow-up service once a decision has been made. Also offers GI loans, Compensation and pension, Survivors benefits, Education benefits, On-the-job and apprenticeship training, State benefits, Social Security benefits, Small business development information, Corrections of military records, Review of discharges, Medical and dental treatment, Nursing home care, Residency at the State Veterans' Home, Rehabilitation, Burial benefits, Obtaining flags, and Information on community programs. Veterans are encouraged to register their discharge information (DD Form 214, Report of Separation) with the County Registrar of Deeds Office.

Inpatient / residential drug and alcohol treatment program for women 18 and older who are pregnant, or have children. New Start teaches parenting and child care skills while providing help in education and other areas, such as employment skills, independent living, health and nutrition, addressing chemical dependency, mental health and legal problems.

CCCS offers a variety of education programs and information to help you make informed financial decisions and live better. Available classes include:

• Credit When Credit Is Due: A 6 hour financial education course that covers all aspects of credit and borrowing. The course teaches people how to better manage their money and steps to take to improve their credit score. Graduates of the course receive information to send to the credit bureaus to add a positive statement on their credit reports.
• Make Your Move: An educational program for anyone looking to purchase a home or refinance a home. Make Your Move takes a complicated subject and makes it simple. This course meets HUD guidelines. You will learn all about the home buying process.

The Ins and Outs of Renting: A 2 hour rental education course for anyone already renting or looking to rent. Learn the rights and responsibilities of being a renter, what questions you should ask before renting, and tips to get the right rental for you. Classes for groups can be scheduled by phone and taught at location. No charge for this service.

Provides moving assistance within Sioux Falls city limits to individuals and families who financially cannot afford to physically move to a better or safer living condition. The Moving Assistance Program requires a 2 week advanced notice and does not provide financial assistance of any kind. Assistance with packing and unpacking is not provided and must be done in advance.

Acts as an advocate and provides assistance to military veterans and their dependents in determining eligibility and applying for various federal and state benefits, such as service-connected compensation, non-service connected pension, outpatient and hospital medical treatment, guaranteed home loan certificates, education and on-the-job training benefits, burial benefits, survivor benefits, referral information, as well as many others.

The Domestic Violence Hotline for South Dakota is answered by the Helpline Center providing support and crisis intervention 24 hours a day / 7 days a week.

Offering refuge, services and advocacy to those affected by domestic violence, sexual assault, sex trafficking, stalking and teen dating violence.

Rural Office of Community Services, Inc offers the following basic needs services:

• Emergency Rental Assistance

Must be behind (i.e.: if rent is due on the 5th, come for assistance after the 5th). Eviction notice is not required, however, there will be a form the landlord needs to complete the verify rent is past due.

• Emergency Utility Assistance

Must be behind AND have disconnection notice. Employment Program Food Vouchers Homeless Prevention and Rapid Re-Housing Public Transportation Pass Program

• Security deposit or first months rent

Can help with one or the other, but not both School supply vouchers (income qualifications apply, children K-12) Weatherization See website for details and application information.

Assists individuals who believe they have experienced discrimination while attempting to rent or purchase housing, provides community education to promote fair housing, and conducts preliminary investigations of potential housing discrimination.

​Dakota Plains Legal Services is a private, non-profit organization funded by Congress through the National Legal Services Corporation to provide free legal assistance to eligible persons residing in the service area. Also can help with wills (for possessions), living wills (for medical issues), power of attorney paperwork.

Provides multi and single family financing and development, including: Single family home ownership loans at low market rates to qualified first-time home buyers. Repeat home buyer loan program offers low interest, fixed rate mortgage loans and cash assistance Governors' House Program for income qualified individuals and families. Administers federal programs for development and management of multifamily housing, housing counseling, and homelessness services. Home buyer education Down payment assistance Home improvement loans i.e.. CHIP (Community Home Improvement Program) which is for low income homeowners (limit is 120% of median income) to make repairs or improvements to their home. Interest rate is 2.9%. Administers home-buyer education and other housing programs

In-Shelter or Out-of-Shelter services provided to victims and survivors of domestic violence and sexual assault, and their families, so they can make decisions about their lives in a supportive, non-judgmental and empowering atmosphere. Ongoing advocacy is provided and assistance with obtaining resources to seek, or rebuild, a new and safe life. Provides courtroom advocacy, assist with protection orders, can provide interpretive services, and safety planning, and can assist with supplies for day-to-day living and setting up a new household. Children are welcome. Assistance with transportation needs can be addressed. Shelter can accommodate nine adults and several children.

The Union County Veterans Service Office (VSO) educates and assists veterans and their dependents and/or survivors in applying for veterans' benefits including benefits from the Department of Veterans Affairs and the State of South Dakota. Referrals are also made to other agencies that may have potential benefits for veterans. Areas of primary activity are obtaining military records and discharges, death/burial benefits, education benefits, home loan certificates, non-service connected pension, service connected compensation, state bonus program, survivors benefits, and veteran affairs health care. Veterans are encouraged to register their discharge information (DD Form 214, Report of Separation) with the Union County Registrar of Deeds Office.

Fostering perpetual affordability of Home Ownership: Dakota Land Trust is creating permanently affordable housing solutions by utilizing the Community Land Trust Model. Dakota Land Trust takes the cost of land out of the purchase price of the home and sells the home to an income-qualified buyer. The land is then placed in the stewardship of Dakota Land Trust and the homeowner leases the land from the CLT through a 99-year, renewable ground lease. The ground lease connects the homeowner to the community and allows them to purchase an affordable home. The land remains in the stewardship of Dakota Land Trust, creating perpetually affordable home, even after resale.

The Home Essential Repair programs are efforts to serve low-income homeowners who struggle to maintain their homes and keep aging community members in their homes for as long as possible. This program focuses on exterior home repair services such as painting, minor exterior repairs, landscaping, weather stripping and exterior cleanup. There is also interior repair and renovation. The assistance this program offers is separate from the home build program. Qualified candidates must be able to pay and partner on the project, as they work alongside our professionals and other volunteers. Projects are completed using donated materials, and low-interest loans (if needed) so that a homeowner can live safely and independently their homes. The Home Preservation program is offered to assist homeowners who are physically unable to complete repairs on their own or may need assistance in funding repairs. This assistance allows homeowners the ability to stay in their home for further years and continue to build equity and pride in the home. The Home Preservation program has a target audience of adults aged 65 and older who require assistance to age in place.

A therapeutic place designed to provide permanent supported housing for individuals who are homeless because of severe and persistent mental illness.

Provides services and supports to children and adults with developmental disabilities by providing support, skills, and encouragement needed to achieve hopeful and successful futures. Services provided to program participants include special education, adult day programs, vocational programs, home-based instruction, residential living facilities, consultations, psychiatric services, medication management, counseling, and transition program.

​Dakota Plains Legal Services is a private, non-profit organization funded by Congress through the National Legal Services Corporation to provide free legal assistance to eligible persons residing in the service area. Also can help with wills (for possessions), living wills (for medical issues), power of attorney paperwork.

Acts as an advocate and provides assistance to military veterans and their dependents in determining eligibility and applying for various federal and state benefits, such as service-connected compensation, non-service connected pension, outpatient and hospital medical treatment, guaranteed home loan certificates, education and on-the-job training benefits, burial benefits, survivor benefits, referral information, as well as many others.

Supports individuals in the community with developmental delays by providing residential services, employment services, day programming, and nursing.

Programs include the following: Furnace Replacement - Replaced if furnace is unsafe, costs more than 50% of new furnace to repair, is outdated, or is not cost efficient. Lead Hazard Identification - E.P.A. certified staff that will refer to local resources. Weatherization - For homes or mobile homes includes, but is not limited to, windows, doors, sealing vents, etc.

Provides temporary lodging for homeless women and children (boys up to age 11). The shelter has 48 beds, and food is provided. ​Length of stay is dependent upon client needs. ​Cold Weather - Please note there is no mercy night due to limited space available at this shelter.

Offers services for victims of child abuse, domestic violence, sexual assault, stalking, sex trafficking, and elder abuse including a 24-hour crisis line, advocacy, shelter, counseling and support groups, and counseling and services for incest survivors. Community preventative education available on domestic violence, dating violence, sex trafficking, and sexual assault.