Services include spiritual services, utility bill expense assistance (on individual case basis), rent payment assistance (on individual case basis), mortgage payment assistance (on individual case basis), clothing, shelter, emergency services, character building programs, and offer some hotel assistance if funding allows. Please note - there is no physical homeless shelter, but shelter may be provided in the form of a hotel voucher (if funding is available).

Mortgage and utility assistance for South Dakota residents through Homeowner Assistance Fund (HAF). Mortgage assistance: This program is a LOAN program, up to a maximum of $25,000, will be in the form of a zero-interest loan, payable when the property is either transferred/sold or refinanced. Applicants will be required to contact their mortgage service provider to determine if other alternatives are available. Homeowners in need of immediate assistance should contact their loan servicer to discuss alternative options to prevent foreclosure or a HUD-approved Counseling Agency. Available utility assistance is not a loan, but a grant, so utilities will NOT have to be paid back. Must meet the following criteria: Income qualifications (vary by county) Household has experienced a significant financial hardship due to COVID-19 on or after January 21, 2020. (Must be COVID-related) Household can demonstrate a risk of housing instability or homelessness which may include a past due utility or mortgage notice. Link to Application To receive additional funding after their original assistance period has passed applicants should not complete a new application. They will be notified by email when they become eligible to reapply and they can log on to their applicant dashboard to reapply. Applicants are also free to reach out to their caseworker directly with questions about additional funding.

Provides short or long term rental assistance and mortgage payment assistance to persons who are diagnosed with HIV/AIDS and meet income limitations. Case management services available for both housing and non-housing issues Assistance with security deposit and other housing-related supportive services may be available There is a waiting list for rental and mortgage assistance

The American Red Cross works in partnership with Military Aid Societies to provide financial assistance to eligible applicants. Assistance can include funds for emergency travel, burial of a loved one, emergency food and shelter, etc. The Aid Societies determine the financial assistance package that will be offered through a grant or a loan.

The county is a resource of last resort, available only after all other resources have been exhausted. Any applicant who receives assistance will have a lien filed in their name for that amount and will be responsible for repayment of that lien to the County. Requests for assistance with: - Rent/Deposit Partial assistance with the current month's rent. Rental deposits are limited to the availability of grant funds. - Mortgage Partial assistance of one month's payment if applicant meets program qualifications. - Utilities Partial assistance with past due bills for water, electric, natural gas and propane usage. Additional utility charges and fees limited to the availability of grant funds. - Transportation Costs Assistance with bus passes or gasoline for verifiable medical appointments or new employment. - Medical Assistance may include emergency prescription medications, specialty physician services, hospitalizations, and insurance premiums. Services may require prior approval. - Burial or Cremation Pennington County residents without resources or family members to assist.

Single-family homeowners facing financial hardships with a federally backed or FHA-insured mortgage may be eligible for mortgage forbearance. Fannie Mae and Freddie Mac enhanced payment deferral policies allow borrowers facing financial hardship to defer up to six months of mortgage payments. A deferral means: You won't incur late fees; You won't have delinquencies reported to the credit bureaus.; and Foreclosure and other legal proceedings will be suspended. Contact your mortgage servicer (the company where you send your monthly payments) as soon as possible to let them know about your current circumstances. The telephone number and mailing address of your mortgage servicer should be listed on your monthly mortgage statement. For Consumers who are not familiar with a forbearance, here are the recommended steps: Contact your lender to disclose your hardship as soon as possible; and Ask your lender about the assistance options they have for customers impacted by financial hardships.